ادارة الخطر واثرها على اداء شركات التامين بالتطبيق على سوق التامين السوداني في الفترة من 2012 - 2016 م

Abstract

ه Abstract The study aims to measure the positive effects that work on the development of the insurance companies as a result of application of the systems governance to manage risk, testing the fundamentals that takes director of risk in mind, the development of standards define the objectives of developing the performance of the insurance companies, was where the problem of study to know the mechanism of management risk and its impact on the performance of the insurance company and it has been following ask questions:1. what effect of Different use of other, 2. is there a specific mechanism for the management of risk in applying technical jobs for insurance companies, 3. what are the differences between the methods of risk management of the company to another, the importance of the study in the 1. consolidating the role of the quality of risk management in the development of performance in the insurance company, 2. to attract attention to the importance of risk management by insurance.,3. there are substantial differences between the risk management methods of the other company, analytical method based on the survey, researcher used statistical systems for the analysis and testing of hypotheses. The study reached the following findings: 1. it is the technical operations (pricing, allocations expense) method of risk management techniques in the company, 2. supports the development of performance in the insurance company on the quality of risk management of the company3. qualified staff to carry out technical functions have a significant impact on the underwriting risk and performance within the company. Where he developed study several recommendations, the most important: 1.The operating insurance company to use the technical functions (underwriting, pricing, Provisions) well to be able to improve the performance of the company,2. the insurance company that uses a technique that is compatible with the risks within the company's portfolio, ,3. the Supervisory Board operates insurance develop criteria to measure the risk management program accuracy within Company to evaluate the performance of the insurance company