آليات مؤسسة التنمية الإجتماعية لمحاربة الفقر (دراسة تطبيقية لبرنامج الأمل للتمويل الأصغر)

Abstract

Abstract . This study aimed to assessing the effectiveness of the actual performance of Social Development Corporation and its mechanisms, moreover it focused on Al Amal Programme of Small Financing Project and its role in social, economic and who can be fully utilized to realized it goals in addition to its successfulness in combating poverty. The study rely mostly in qualitative and quantitative methodologies in collecting data by using interviews, ,observation, work study, questionnaire and samples of beneficiaries targeted by this study in Khartoum State -— Jabal Awlia Locality. The study illustrated the fact that Al Amal Programme of Small Financing Project has so far succeeded in realization of its goal. Also the research idea was excellent and pioneer, but need more clarification in the light of the reached results and recommendations outcome from this study. The study illustrated that the executed projects for generating income by Al Amal Programme of Small Financing Project for targeted families has realized a successfulness in social, economic and inoral fields for the targeted beneficiaries, but through accurate assessment it clarified that, the psych-sociology role is more influenced than the economical returns in most projects. Al Amal Programme of Small Financing Project dealing with the most poorest categories in the community, and they have a limited needs, but the interest rate is very high (\’%) from the monthly fmance The study clarified the fact that most beneficiaries of Al Amal Programme of Small Financing Project were women at their youth or mature ages and have a big family dependences, their level of education is secondary schools, and they have no permanent jobs. And this is the main targeted sector. However, the projects were small, but it help in improving the health of the beneficiaries and their financial status, by increasing their incomes and daily meals, which leads to the improvement of their living status and changing of their life styles to the better. The researcher found that the sub-branches of the corporation lacked the essential database, such as demographic, social & economic data, and some of the loans allotted to more than one family member, and some of the financing groups included the family household and his wife,