ادارة الديون المتعثرة لدي البنوك التجارية في الاردن

Abstract

Abstract This thesis is divided into six chapters. Chapt Jordanian Commercial Banks, H,@',yobjectives, I-L,¢'Irrol The chapter also providesthe definition of debts and types of debts and it also examines the phenomena of bad debts in Jordan. Chapter two contains all aspects that related to bad debts,'I.ii”=ea’p\pearance, the reasons . —Hr€'|Y‘. ddfe Q0 and factors behind existence,!eltherlinternal or external factors. The er also examines the effects of bad debts on Jordanian Banks. Chapter three provides the methods ' used to treat bad debts, also it the classification of bad debts, the standards used to as bad debts. The chapter also provides the methods of bad d, how to treat bad debts from financial and legal er one introduces the e in bank financing. . chapt introduce consider debts debts collection, an _0/;spectS.Chapter four describes the methodology used in this thesis to investigate the effects and management of bad debts in Jordan. Chapter five reports andmnterprets results of the empirical analysis, then many recommendationare offered. - r This study. aims at recognizing and identifying bad debts, and the reasons behind H15:/existence in Jordan, Ifizyléo aims at determining the effects of bad. debts on bank financing in Jordan. The study also aims at determining the. approaches that can be used to reduce bad debts risk and the methods to be used to treat that phenomena in Jordan. In order to achieve that, a questionnaire has been made containing (6) parts. These parts were related to the reasons behind bad debts existence, the steps of loan order, acceptance of credit order (i.e., Loans) , credit analysis and the methods of financial statements analysis -Q ~ used by Jordanian Banks.