دور النوافذ الاسلامية في المصارف المزدوجة في تحقيق اهداف المؤسسات المصرفية (دراسة مقارنه بين صيغ المعاملات الاسلامية والتقليدية كينيا نمـــــــــــــــــــــوذجا - 2000 -2010)

Abstract

Abstract This research which is entitled "The role of Islamic windows in conventional banks in achievement of banking objectives : A comparative study of Islamic and conventional banking case study-Kenya" seeks to uncover the main research problems which includes as follows: l. Absence of applied laws for the Islamic bank transaction in conventional banks. Where it lacks accounting system which relies on the view of the Islamic scholars and specialist for the separation of Islamic wealth and non-Islamic wealth transactions. 2. Abundance of funds in Islamic windows bank is a great challenge for the issue of its good management. there is also difficulties arising from the deficiencies in the procedures and internal banking control system . 3. The experience of Kenyan conventional banks in the field of Islamic windows, has not gone far to the maturity extent and therefore it need to wait until Muslim minorities get settle permanently. The researcher reached a number of objectives as follows: l. To ascertain comparative study of Islamic and conventional banking. 2. To identify. practical experience done by Kenyan conventional banks. 3. To justify whether the Islamic windows in conventional banks will lead to activates the role of the Islamic financial institution in economic activity, as well as ensuring the efficiency of banking and its relevance. The researcher relied on data collection base on analytical descriptive , historical and questionnaire methodology which suits the nature of this study. and the study determine a number of hypotheses as follows: 1. There is positive impact of banking efficiency by using Islamic banking systems 2. Modes of finance in Islamic bank has positive effect to reduce banking risk.